Financing Checklist & Lenders

Financing


Financing Checklist & Lenders

Below is a list of items that a financial institution may require at loan application. Please note that this list may not be all inclusive so check with your financial institution for requirements.

Loan App Checklist

  • Drivers license or other ID
  • Residence address for the past two years
  • Name & address of each employer for the past two years & W-2’s
  • Gross monthly salary & current pay stubs for last 30 days
  • Social Security number(s)
  • 3 months bank statements
  • Names, addresses, account #, balances, & monthly payments of all open loans
  • Address of other real estate owned
  • Money for credit report & appraisal
Financial Lender Ck list

Watts Realty Team recommended Lenders

Financial Lender

You may use your lender of choice when purchasing real estate.

The Watts Realty Team recommends using a local lender not only for speed and convenience, but also for the ability to have face to face communications with your lender during and after the sale. Below is a list of lenders our customers have used and recommend.

 

Mercantile Bank
811 S. Drake Rd
Kalamazoo, MI 49009
Ryan Hamilton
269-544-9100 (downtown)

107 W. Michigan Avenue (downtown)
Kalamazoo, MI 49007
Julie Vickery
269-553-9100 (downtown)

 

 

Lake Michigan Credit Union
435 S. Westnedge Avenue
Kalamazoo, MI 49007
Kelli DeWitt
269-978-6125 direct

Lake Michigan Credit Union
435 S. Westnedge Avenue
Kalamazoo, MI 49007
Audrey Andrews
269-978-6120 direct

Lake Michigan Credit Union
435 S. Westnedge Avenue
Kalamazoo, MI 49007
Betty Murphy
269-358-4036 direct

Lake Michigan Credit Union
487 S. Drake
Kalamazoo, MI 49009
John Rader
(269) 978-6144 (direct line)
517-250-0156 mobile

 

Independent Bank
1090 N. 10th Street, Ste 210
Kalamazoo, MI 49009
AJ Harma
(269) 569-7238

Prime Lending
3275 Cooley Court #160
Portage MI 49024
Stephany Rose
(269) 459-3790 direct