Financing Checklist

Financing Checklist & Lenders

Below is a list of items that a financial institution may require at loan application. Please note that this list may not be all inclusive so check with your financial institution for requirements.

Loan App Checklist

  • Drivers license or other ID
  • Residence address for the past two years
  • Name & address of each employer for the past two years & W-2’s
  • Gross monthly salary & current pay stubs for last 30 days
  • Social Security number(s)
  • 3 months bank statements
  • Names, addresses, account #, balances, & monthly payments of all open loans
  • Address of other real estate owned
  • Money for credit report & appraisal

Watts Realty Team recommended Lenders

Financing application

You may use your lender of choice when financing the purchase of real estate.

The Watts Realty Team recommends using a local lender not only for speed and convenience, but also for the ability to have face to face communications with your lender during and after the sale. Below is a list of lenders our customers have used and recommend.

Arbor Financial Credit Union
1551 S. 9th Street
Kalamazoo, MI 49009
Holly Babb
(269) 375-6702

Independent Bank
1090 N. 10th Street, Ste 210
Kalamazoo, MI 49009
AJ or Maggie Harma
(269) 569-7238

Lake Michigan Credit Union
Alexis Howard
Mortgage Loan Originator
(269) 978-6150
4084 W Centre
Portage, MI 49024

Mercantile Bank
107 W. Michigan Ave
Kalamazoo, MI 49007
Jim Kingsley

Northpointe Bank
3275 W. Centre Ave
Portage, MI 49024
John Denny
(269) 323-0804

Prosperity Home Mortgage LLC
6312 Stadium Drive
Kalamazoo, MI 49009
Jim Edsall
(269) 993-2376

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