Financing Checklist & Lenders
Below is a list of items that a financial institution may require at loan application. Please note that this list may not be all inclusive so check with your financial institution for requirements.
Loan App Checklist
- Drivers license or other ID
- Residence address for the past two years
- Name & address of each employer for the past two years & W-2’s
- Gross monthly salary & current pay stubs for last 30 days
- Social Security number(s)
- 3 months bank statements
- Names, addresses, account #, balances, & monthly payments of all open loans
- Address of other real estate owned
- Money for credit report & appraisal
Watts Realty Team recommended Lenders
You may use your lender of choice when financing the purchase of real estate.
The Watts Realty Team recommends using a local lender not only for speed and convenience, but also for the ability to have face to face communications with your lender during and after the sale. Below is a list of lenders our customers have used and recommend.
Mercantile Bank
107 W. Michigan Ave
Kalamazoo, MI 49007
John Rader
517-250-0156 mobile
107 W. Michigan Avenue
Kalamazoo, MI 49007
Jim Kingsley
269-373-3434
Lake Michigan Credit Union
Alexis Howard
Mortgage Loan Originator
(269) 978-6150
4084 W Centre
Portage, MI 49024
Independent Bank
1090 N. 10th Street, Ste 210
Kalamazoo, MI 49009
AJ or Maggie Harma
(269) 569-7238
Arbor Financial Credit Union
1551 S. 9th Street
Kalamazoo, MI 49009
Holly Babb
(269) 375-6702