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Home Buying

8 Strategies to Secure a Lower Mortgage Rate

Mortgage rates have been on a roller coaster ride this year, rising and falling amid inflationary pressures and economic uncertainty. And even the experts are divided when it comes to predicting where rates are headed next.1 This climate has been unsettling for some homebuyers and sellers. However, with proper planning, you can work toward qualifying…

Will Home Prices Keep Rising???

will home prices keep rising
Homebuyers are getting a lot of mixed messages this year. Interest rates are near record lows, but housing prices are still rising. So should you continue to rent or go ahead and take the plunge to buy? That depends a lot on both your needs and where you live. You may be wanting more space for home offices, play areas for kids, and more. You may not have to be close to work, which is one reason why there’s a current exodus out of expensive cities like New York City and San Francisco to suburbs or smaller towns.

Making A Low Ball Offer Without Offending The Seller

Understanding making a “low ball” offer. Making a low ball offer is described as: verb: low ball : offer a deceptively or unrealistically low estimate, bid, etc. When purchasing a house, buyers will frequently attempt to offer significantly lower than the sellers listing price. This can be done for a few reasons. Sometimes the seller is…